📉 Behind on Payments? What You Can Do Before Foreclosure
Don’t wait until it’s too late. If you’re falling behind on mortgage payments, you still have options — but time is your biggest enemy.
⚠️ What Happens If You Miss Payments
After missing a few payments, your lender may:
- Charge late fees
- Report you to credit bureaus
- Start foreclosure proceedings
But foreclosure isn’t instant. You often have a window of 90–120 days (or more) to find a solution before things escalate.
🏠 Can You Sell Before Foreclosure?
Yes. In fact, selling quickly can help you avoid the worst-case scenario. If you have equity in the home, you can sell, pay off the mortgage, and keep the difference.
💸 What If You’re “Underwater”?
If you owe more than the house is worth, you may still have options like:
- Short sale (if the lender agrees)
- Cash-for-keys or relocation assistance
- Negotiating a payoff or deed-in-lieu of foreclosure
✅ Why Sellers Work With Us
We’ve helped dozens of homeowners in Texas sell their homes fast before foreclosure. Here’s how we help:
- We buy as-is (no repairs or cleanup needed)
- We work with your lender to stop the process
- We close fast — sometimes in just days
📞 Don’t Wait Until Foreclosure Starts
If you’re even one or two payments behind, talk to someone now. The sooner you act, the more options you have.
📞 Call Sell My House Texas at (214) 471-6720
📩 Or request your free, no-obligation cash offer today