📉 Behind on Payments? What You Can Do Before Foreclosure

Don’t wait until it’s too late. If you’re falling behind on mortgage payments, you still have options — but time is your biggest enemy.

⚠️ What Happens If You Miss Payments

After missing a few payments, your lender may:

  • Charge late fees
  • Report you to credit bureaus
  • Start foreclosure proceedings

But foreclosure isn’t instant. You often have a window of 90–120 days (or more) to find a solution before things escalate.

🏠 Can You Sell Before Foreclosure?

Yes. In fact, selling quickly can help you avoid the worst-case scenario. If you have equity in the home, you can sell, pay off the mortgage, and keep the difference.

💸 What If You’re “Underwater”?

If you owe more than the house is worth, you may still have options like:

  • Short sale (if the lender agrees)
  • Cash-for-keys or relocation assistance
  • Negotiating a payoff or deed-in-lieu of foreclosure

✅ Why Sellers Work With Us

We’ve helped dozens of homeowners in Texas sell their homes fast before foreclosure. Here’s how we help:

  • We buy as-is (no repairs or cleanup needed)
  • We work with your lender to stop the process
  • We close fast — sometimes in just days

📞 Don’t Wait Until Foreclosure Starts

If you’re even one or two payments behind, talk to someone now. The sooner you act, the more options you have.

📞 Call Sell My House Texas at (214) 471-6720

📩 Or request your free, no-obligation cash offer today