Selling a House With a Lien or Tax Debt

🧾 Selling a House With a Lien or Tax Debt

Back taxes or unpaid liens on your house? You’re not alone. Many homeowners in Texas find themselves stuck with property debt — and unsure of their options.

The good news: you can still sell your house — even with a lien or tax debt attached. In this guide, we’ll walk you through how it works and what to expect.

❓ What’s a Lien, Anyway?

A lien is a legal claim placed on your property because of unpaid debt. Common types include:

  • Tax Liens – Unpaid property taxes or IRS debt
  • Mechanic’s Liens – Contractors who were never paid
  • Judgment Liens – Court-ordered debts or settlements
  • HOA Liens – Unpaid homeowner association dues

⚠️ Can You Still Sell?

Yes — but the lien has to be dealt with before or at closing. That’s where your selling strategy matters.

💡 What Are Your Options?

  • Pay Off the Lien – Use proceeds from the sale to clear the debt
  • Negotiate the Debt – Some lienholders will accept a lower payoff amount
  • Sell to a Cash Buyer – We handle the liens and help clear title fast
  • FSBO (For Sale By Owner) – More control, but requires legal guidance and upfront effort

Traditional buyers often walk away when they see a lien. Cash buyers like us? We specialize in these situations — and we’ll walk you through it all.

📎 Related Blog

Need to sell a home when the title isn’t in your name? Read our guide on how to sell without title ownership.

🚀 Sell Your House — Liens and All

At Sell My House Texas, we work with local title companies to help clear up liens and close fast. No agents, no fees, no hassle.

👉 Call (214) 471-6720 today to learn your options.

👉 Or request your free, no-obligation cash offer below.