📉 Selling a House While in Bankruptcy or Facing Foreclosure
How to Sell Fast and Legally Before It’s Too Late
If you’re in bankruptcy or facing foreclosure, selling your house may seem impossible — but it could actually be the smartest way out.
Let’s break down how (and when) you can sell your home to avoid losing it, protect your credit, and move forward.
🧾 Can You Sell a House During Bankruptcy?
Yes — but you need court approval.
If you filed:
- Chapter 7: The court may liquidate assets to pay creditors. You may not be allowed to sell the house yourself unless it’s exempt or not part of the estate.
- Chapter 13: You may be able to sell, but the trustee must approve the sale and repayment plan changes.
👉 Always speak with your bankruptcy attorney before listing or signing any agreements.
⏳ What About Foreclosure?
If you’ve missed multiple payments, your lender may begin foreclosure — which ends in a public auction or repossession.
But until that auction happens, you still own the house — and you can sell it.
🚨 Can You Sell a House With an Auction Date Scheduled?
Yes — but time is critical. Most auctions happen 30–90 days after the first legal notice.
You’ll need:
- A cash buyer (fast close, no financing delays)
- A title company experienced in foreclosure payoffs
- Accurate payoff info from your lender
At Sell My House Texas, we work with title agents in Texas who can close in days — not weeks — if the situation calls for it.
🛑 What You Should NOT Do
- Don’t wait too long — options shrink daily the closer you get to the auction
- Don’t stop communicating with your lender
- Don’t assume the house can’t be saved — even if you’re behind
We’ve helped homeowners sell their house days before the foreclosure date and walk away clean.
✅ How We Can Help
At Sell My House Texas, we specialize in helping sellers in Texas who are under legal or financial pressure — including:
- Active bankruptcies
- Foreclosure filings
- Sheriff’s sales
- Loan modifications gone wrong
We’ll give you a fair cash offer and work directly with your lender, trustee, and title company to make it happen legally and quickly.
🏠 Related Blog
Not sure if legal issues are blocking your sale? Read our blog on selling with legal or title issues.
📞 Facing Foreclosure or Bankruptcy? Don’t Wait.
Every day matters — and the longer you delay, the harder it becomes to fix.
📞 Call Sell My House Texas at (214) 471-6720
📩 Or click here to request your confidential, no-pressure cash offer